Shop now at shop.ncjar.com and enjoy 40% OFF on all orders.

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Offer valid until Friday, January 31, 2025

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When purchasing a home, understanding homeowners insurance is crucial. Starting early and consulting with a REALTOR® can make the process smoother. Here's what you need to know:

What Is Homeowners Insurance?

Homeowners insurance protects you against unexpected losses related to your home or property. Coverage can include:

• Repairs or rebuilding the property after damage.

• Replacing personal belongings within the home.

• Liability coverage for accidents that occur on the property.

• Temporary living expenses if a covered incident forces you to relocate.

Is Homeowners Insurance Required?

If you’re using a mortgage to purchase your home, your lender will likely require you to maintain homeowners insurance for the duration of your loan. However, if you’ve paid off your mortgage or purchased the home outright, maintaining insurance is optional but highly recommended to protect your assets.

Join NJ REALTORS®, NCJAR, Greater Bergen REALTORS®, and the Liberty Board of REALTORS® for an exciting and informative session featuring:

• NAR CEO Nykia Wright – Discussing the future of real estate and the REALTORS® organization
• Dr. Jessica Lautz – Economic Update from NAR Deputy Chief Economist
• Yuliya Tedeschi – NJ Legal Update from NJ REALTORS® General Counsel

When: Wednesday, January 15, 2025, 10:00 AM – 12:45 PM
Where: Marriott - Newark Liberty International Airport
Cost: Just $25 (Earn 2 Core CE Credits)